1. Who We Are
My Finance Glow ("we," "us," "our") is a finance and wealth management firm headquartered at 883 Vanasse Rd, Kettle Falls, Washington 99141, USA, serving clients nationwide since 2020. This Privacy Policy applies to our website (myfinanceglow.com) and the advisory services described on it. If you enter into a formal advisory agreement with us, that agreement's privacy terms will also apply and will control where they differ.
2. Information We Collect
We collect only what we need to serve you well:
- Information you give us directly. When you complete a booking form, contact form, or newsletter signup, we receive your name, email address, phone number, preferred service, preferred date, and any message you write.
- Information from becoming a client. If you engage our services, we collect financial information necessary for advisory work — income, assets, liabilities, goals, risk tolerance, tax situation — under a separate advisory agreement and applicable financial-privacy regulations.
- Automatic technical data. Like most websites, our hosting may log your IP address, browser type, device type, pages visited, and timestamps for security and performance purposes.
- Cookies. We use only strictly necessary cookies for site functionality and anonymous analytics. We do not use advertising or cross-site tracking cookies.
3. How We Use Your Information
- To respond to enquiries and schedule consultations you request;
- To provide, manage, and improve our advisory services;
- To send The Wealth Brief newsletter — only if you explicitly subscribed, with a one-click unsubscribe in every issue;
- To meet legal, regulatory, and record-keeping obligations applicable to financial services firms;
- To protect the security and integrity of our website and systems.
We do not sell your personal information. We do not rent it. We do not trade it. Full stop.
4. Legal Basis & Your Choices
We process personal information based on your consent (e.g., newsletter signup, form submission) and our legitimate interests in operating and securing our business. You may withdraw consent at any time by unsubscribing or contacting us. Depending on your state of residence — including rights under the California Consumer Privacy Act (CCPA/CPRA) and similar laws in Virginia, Colorado, Connecticut, and elsewhere — you may have the right to:
- Know what personal information we hold about you and request a copy;
- Request correction or deletion of your personal information;
- Opt out of marketing communications (every email includes an unsubscribe link);
- Not be discriminated against for exercising these rights.
To exercise any right, email info@myfinanceglow.com or call (509) 684-6001. We respond within 45 days.
5. How We Share Information
We share information only in these limited circumstances:
- Service providers who help us operate (email delivery, secure hosting, custodians) — bound by contract to use your data solely on our instructions;
- Professional advisors (your attorney or CPA) — only at your direction;
- Legal requirements — when compelled by law, regulation, or valid legal process;
- Business protection — to prevent fraud or harm to our clients or firm.
6. Data Retention
Enquiry form data is retained for up to 24 months unless you become a client, in which case records are retained per financial-services record-keeping rules (generally a minimum of five years after account closure). Newsletter data is kept until you unsubscribe. You may request earlier deletion where law permits.
7. How We Protect Your Data
We apply industry-standard safeguards: 256-bit TLS encryption for data in transit, encryption at rest, multi-factor authentication on internal systems, least-privilege staff access, and regular security reviews. No method of transmission is 100% secure, but we treat your data with the same care we'd demand for our own family's finances.
8. Children's Privacy
Our services are directed to adults. We do not knowingly collect information from anyone under 18. If you believe a minor has provided us information, contact us and we will delete it promptly.
9. Third-Party Links
Our site may link to third-party sites (e.g., mapping services, custodians). We are not responsible for their privacy practices; we encourage you to review their policies separately.
10. Changes to This Policy
We may update this policy as our services or laws evolve. The "last updated" date above always reflects the current version. Material changes will be highlighted on this page.
11. Contact Us
Questions about this policy or your data? We answer personally.
My Finance Glow — 883 Vanasse Rd, Kettle Falls, WA 99141, USA
Phone: (509) 684-6001 · Email: info@myfinanceglow.com